Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Contributing to an IRA? Determine if you are eligible to contribute to a traditional or Roth IRA. Video: A Time to be Thankful This Thanksgiving, replace internal fears with external gratitude. The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice.